If you are 70½ or older and have an IRA, you already qualify!
How a Qualified Charitable Distribution (QCD) Works
You are age 70½ or over and want to protect the planet with funds from your IRA
You make a QCD from your IRA to Earthjustice*
*If you are 73 years old or older, your QCD can count towards your required minimum distribution (RMD)!
Your QCD goes directly to Earthjustice, defending people and the natural world
Did You Know?
You can also support our work for years to come. Simply name Earthjustice as a beneficiary of your IRA account, and the remaining assets (or a portion) of the account will be distributed to ensure that the earth always has a good lawyer.
Information for Beneficiary Designation
Address: 50 California Street, Suite 500, San Francisco, CA 94111
Tax ID #: 94-1730465
Discover the Benefits of a Qualified Charitable Distribution (QCD)
Reduce your taxable income
When you take funds from your IRA, they count as taxable income. But if you transfer them directly to charity, you reduce your taxable income while satisfying your RMD.
Fulfill your Required Minimum Distribution (RMD)
After you turn 73, you must distribute funds from your IRA. If you do not distribute the required minimum, you may be penalized, but a QCD allows a transfer up to $100,000 per individual or $200,000 per couple to satisfy your RMD.
Help Defend the Earth
When you make a qualified charitable distribution from your IRA to Earthjustice, you will help us keep up the fight for as long as it takes to protect our wildlife, our public lands, and the health of our communities.
Tax Law Disclaimer
The SECURE Act (Setting Every Community Up For Retirement Enhancement), signed in December 2019, has tax, retirement, and estate planning implications for many people.
- The SECURE Act raises the Required Minimum Distribution (RMD) age. If you turn 70 ½ on or after January 1, 2020, you can now wait until you are age 73 before you must take an RMD from your IRA.
- You can still make a gift to Earthjustice and other charities through a qualified charitable distribution starting at age 70 ½. However, if you make IRA contributions after age 70 ½, as allowed under the SECURE Act, the amount you have available for qualified charitable distributions is reduced. Please consult your tax or financial advisor to learn how this may impact you.
- The SECURE Act repeals the maximum age for making IRA contributions. You can now contribute to your IRA even if you are over age 70 ½ (subject to annual limitations).
- The SECURE Act decreases the time over which inherited IRAs may be distributed. Inherited IRAs must now be distributed completely within 10 years of the IRA owner’s death, unless the IRA beneficiary is the surviving spouse; disabled or chronically ill; less than 10 years younger than the owner; or the owner’s minor child. Under these rules, naming Earthjustice as a beneficiary of your IRA while using other assets to benefit family members may be a tax-wise charitable planning decision.
Find Out if a Qualified Charitable Distribution Is Right for You
|I was born before .||Yes||No|
|I have a qualified IRA.||Yes||No|
|I want to defend the earth.||Yes||No|
You’re qualified to make this type of gift!
It looks like there are still some requirements that need to be met!
Take Your Next Steps
Get started by selecting your IRA custodian and filling out your information below.
This information will be used to pre-fill your distribution form.
Once you have downloaded and completed the rest of your form, please mail the form to your IRA custodian.
We recommend mailing this by December 1 to ensure you receive your tax deduction for this year.
Please let us know about your generous gift!
We’d like to thank you and ensure your gift goes to the program or department you desire.